Terms of Service

Last updated: January 2025

These Terms of Service govern your use of StonkWhales, a mobile application operated by ZeroCrew Ltd (“we”, “us”, or “our”). By using StonkWhales, you agree to these terms.

The Service

StonkWhales is a stock market simulation and learning platform that helps you practice investing without risking real money. The app:

  • Provides simulated trading with virtual money using real market data
  • Offers educational content, quizzes, and investment learning tools
  • Tracks your learning progress and simulated portfolio performance
  • Features leaderboards and achievements to motivate learning

Important Disclaimer

StonkWhales is for educational purposes only.

  • We do not provide financial advice, investment recommendations, or brokerage services
  • Simulated performance does not guarantee real-world results
  • Past simulated performance is not indicative of future results
  • Always consult a qualified financial advisor before making real investment decisions

Investing in the real stock market involves risk, including potential loss of principal. The skills and strategies learned in StonkWhales are for educational purposes and may not translate directly to real-world success.

Your Responsibilities

When using StonkWhales, you agree to:

  • Provide accurate information when creating your account
  • Keep your account credentials secure and confidential
  • Use the app for lawful, personal, educational purposes only
  • Not attempt to reverse engineer, hack, or tamper with the app
  • Not use the app to conduct any real financial transactions
  • Understand that leaderboard rankings are for fun and educational motivation only

Account & Eligibility

To use StonkWhales, you must:

  • Be at least 13 years old (or the minimum age in your jurisdiction)
  • Create an account with a valid email address
  • Be responsible for all activity under your account

We reserve the right to suspend or terminate accounts that violate these terms.

In-App Purchases

StonkWhales offers premium features through in-app purchases:

  • All purchases are processed by Apple through the App Store
  • Subscriptions auto-renew unless cancelled 24 hours before the renewal date
  • You can manage subscriptions in your Apple ID settings
  • Refunds are handled according to Apple's refund policies

Intellectual Property

StonkWhales, including its design, features, educational content, and branding, is owned by ZeroCrew Ltd and protected by intellectual property laws. You may use the app for personal, non-commercial, educational purposes only. Market data is provided by third-party providers and is subject to their terms.

Limitation of Liability

To the maximum extent permitted by law, ZeroCrew Ltd is not liable for any indirect, incidental, or consequential damages arising from your use of StonkWhales. This includes, but is not limited to, any losses incurred from real-world investment decisions influenced by the app. The app is provided “as is” without warranties of any kind.

Changes to These Terms

We may update these terms from time to time. We will notify you of significant changes through the app or via email. Continued use of the app after changes constitutes acceptance of the new terms.

Governing Law

These terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Contact

Questions? Contact us at zerocrew.ai/contact

StonkWhales is operated by ZeroCrew Ltd, a company registered in London, United Kingdom.